Is a "Bank Draft" easier to cash than a "check"?

[miaplus3]

Or are they same ?

[The Major]

from where?

[miaplus3]

Like wsex & oly say's they will send a "bank draft" & some of the others say they will send a check?? Really, I don't no hassle or "looks" from my small town bank, so I want the easiest (for the bank) method to deposit

[The Major]

For oly and wsex, BD and Check are the same thing. Select check. It is cheaper

[miaplus3]

I did a wiki search & this is the cut & paste

A cashier's check (also known as a bank check, official check, teller's check, bank draft or treasurer's check) is a check guaranteed by a bank. They are usually treated as cash since most banks clear them instantly.

[miaplus3]

Major, do you think checks are relatively safe to take to the bank? (It seems as thats the only alternative anyway)

[The Major]

MIA, take my word for it. Oly and Wsex issue the same thing for both.

Checks are fine. Not sure how much longer that you will be getting checks drawn on a US intermediary, but as long as they are, they will be cashed. The trick is to look at the bottom of the check. If it has a 9 digit routing number it is drawn on a US bank, if it has 8, it is Canadian. A Canadian check will take up to 3 weeks to clear because they are sent out for collection, a US check will take 3 days at the most, usually 1.